Yes, friends, yes it is. I haven't always felt this way - I thought it was too restrictive and wouldn't allow for those spontaneous shopping trips or weekend getaways.
For the month of April, I put myself on a spending freeze. Overall, I surprised myself. Not buying anything for myself all month worked, for the most part. But at the end of the month I was left confused - how could I make myself a budget, and stick with it?
For the month of May, I tracked everything I spent on myself and the girls. Clothes, makeup, food, drinks, basically anything that was just for me, or clothes/accessories/toys just for the girls. Again, I was shocked. But not in a "I-did-so-awesome!" kind of way. More of a "omg-I-spent-WHAT" kind of way. I did get some great things, which will be shared with you in the near future. But my new things are a little over shadowed by the number that is glaring in my mind!
So, for June, I've come up with a plan. I decided to go with a cash only system, and have given myself a certain amount to spend each month. Some for me, some for the girls. I will occasionally use credit cards - when it's double points day, or I have a coupon that can only be used with the card. When that happens, I will take cash from my wallet and set it aside to pay our nanny each week. I am so dedicated to this, that today over my lunch break I marched over to the bank and took out my monthly spending amount. Systems work, friends!
In honor of my new-found commitment to budgets, I thought linking up with Anne for the Awesome List was a great idea!
Budgets Are Awesome!
|| It will help me determine what I want, vs. what I need. (A lesson I need to learn!)
|| Anything that I don't spend will be rolled over to the next month. Maybe one month in the future I will have enough to make a large splurge!
|| I will be saving money for our upcoming move = new furniture, decor, and paint!
|| I can start to teach E and A about budgeting. If there is a certain toy they want, they will need to choose wisely.
|| Someone has to offset my husbands spending. Golf is not my friend!
|| Towards the end of the month, I have a feeling I will be forced to eat at home more often. Saving money and saving calories.
Have you put yourself on a strict budget? How does it work for you? I welcome any and all tips!
Also, if you are on a budget but still want to sponsor someone - I am having a 30% off sale with code RIGHTSTUFF (yes, that is a nkotb reference). Limited uses!
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